When you purchase something with a credit card, you're not performing the physical action of handing over money... its all digital. So, it makes sense that we tend to overspend, or pay for things we don't really need or want, when using our plastic. But, that same logic holds true for food purchases. When we hear the now infamous phrase: "Would you like fries with that?", we're more likely to answer "yes" ... Read more...

• Pay attention to where your money is going. Carry a little memo pad around and keep track of everything you spend. Like magic, the simple act of writing stuff down will often keep you from spending money. It also helps you to look at where your money is going and allows you to make informed decisions about how much money you really need to live the life you want.
• Make a ... Read more...

Hey, let’s go for a ride! Where do you want to go? Nowhere? Ok, we’ll just drive around aimlessly and hope we accidentally end up somewhere interesting. Hop in!  That’s the way most people plan their financial life. They may have a vague idea of where they want to ... Read more...

If you’ve ever been through any type of financial planning, you’ve probably heard all about, and been duly frightened by, inflation. The word inflation refers to the gradual erosion of the purchasing power of money due to rising prices over time. In other words, your money is worth less because stuff costs more. ... Read more...

Paying off your card is great, but late payments have a longer credit legacy, says Dr. Don Taylor.

Small steps can give you the energy to tackle a big debt, says the Debt Adviser.

Protect yourself by requesting written proof of a debt payoff, says the Debt Adviser.

Maxing out a home equity line of credit may impact your FICO score, says Dr. Don Taylor.

Americans pay when they skip over the fine print of their credit agreements, says the Debt Adviser.

Using credit cards wisely -- whether it's one or 15 -- is the key to improving the credit score.

Your credit rating affects insurance coverage and how much you pay for it, says the Debt Adviser.

A credit score expert explains how to build good credit or repair it after a foreclosure.

A relatively new agency can help people with no credit history to get a loan, says Dr. Don Taylor.

A woman should not feel guilty for wondering about her fiance's finances, says the Debt Adviser.

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts.

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts.

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts.

Want to make the best use of your credit card in 2008? Here's how.

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts.

Prompt payments on a secured card can help you graduate to a regular credit card, says Dr. Don Taylor.

If tax day is pay day and you just don't have the cash, don't panic. Here are some alternative ways to pay the IRS.

If you just can't finish your taxes by April 15, you can get six more months by just asking Uncle Sam.

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts.

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts.